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Subprocessors

RTOpacks uses the following third-party subprocessors to deliver platform services. No customer content or personal data is sold or shared with any subprocessor beyond what is necessary to deliver the service.

Subprocessor Purpose Data Location
Cloudflare CDN, DNS, edge compute, D1 database AU-Sydney / AU-Melbourne
Stripe Payment processing US (PCI DSS compliant)
Apple (PassKit) Digital credential delivery US
Twilio SMS verification AU routing
Hostinger Moodle LMS hosting AU region
Anthropic Agentic content infrastructure US

This list is reviewed and updated when subprocessors are added or removed. Last updated: March 2026.